What sets State Farm Manufactured Home Insurance apart?
19,000 agents
You get a dedicated agent with every policy. If you need a hand, your State Farm agent is ready to help.
Since 1964
You get the same reliable service from the #1 homeowners insurance provider in the U.S.2
At your service
You get your claim handled promptly and reliably.
What is a manufactured home?
人造房屋是根据1976年颁布的联邦建筑法规建造的.S. Department of Housing and Urban Development (HUD). 它们在工厂组装，然后运送到房屋居住的地点.
What does manufactured home insurance cover?
州立农场自制房屋pp王者电子官网帮助赔偿意外事故, 房屋的直接物质损失及个人财产的指定风险pp王者电子官网. What are some of the basic coverages we offer?
Property coverages
Coverage A (Dwelling)
Helps cover damage to your home and attached structures. 这可以包括棚屋、车库、温室甚至码头.
Coverage B (Personal property)
Helps cover your personal possessions 如果它们被损坏或被盗，它们不会永久附着在你的房子或你的财产上.
Coverage C (Loss of use)
帮助支付增加的生活费用，如果你的家变得无法居住，因为投保损失.
Liability coverages
Coverage L (Personal liability)
Helps provide protection against your legal liability 对第三者的人身伤害或财产损失.
Coverage M (Medical payments to others)
Coverage in action
假设一棵树倒在你的人造房子上，使它无法居住. 制造房屋pp王者电子官网将帮助支付必要的维修或更换房屋的费用. 它可能还包括增加的生活费用，如酒店房间，而你在等待维修或更换期间修复.
What does manufactured home insurance not cover?
而州立农场制造房屋政策提供了广泛的覆盖范围, it does not provide coverage for every loss. What are some examples of losses not insured?
Certain natural disasters & other causes
Damage from flood, underground water, earthquakes, mudslides. If your community participates in the National Flood Insurance Program (NFIP)在美国，你可以通过参加NFIP-Direct计划的代理人购买洪水pp王者电子官网.
沉降、变质、污染、核危害、动物、鸟类或昆虫造成的损害.
Structural
Damage caused by wear, tear, deterioration, workmanship, mechanical breakdown, 水或蒸汽的连续或反复的渗漏或泄漏, and wet or dry rot.
Work-related
Business pursuits or professional services. Learn more about business owners policies.
How to save more on your mobile home insurance
Home alert discounts
如果你安装了消防装置，你可能有资格享受pp王者电子官网折扣, smoke, or burglar alarms or other home monitoring systems.
Model year discounts
这取决于你建造房屋的年份, you may qualify for savings based on the age of your home.
Tenure discounts
根据您在州立农场为主要住宅投保的连续年数，您可能有资格获得保费储蓄.
How to customize your policy
State Farm can customize your policy to meet your needs. We have numerous coverage options.3
网络事件、身份恢复和欺诈损失pp王者电子官网3
Assists in providing coverage if your identity has been used for fraudulent purposes.
Personal injury endorsement
在你的pp王者电子官网单中增加了诸如虚假逮捕之类的责任保护, wrongful eviction, slander, defamation and other types of personal injuries.
Earthquake and volcanic explosion coverage
此背书提供地震或火山爆发造成的损害赔偿，否则可能不包括在内.
Deductibles
Pick from the wide range of deductibles we offer.
关于人造房屋pp王者电子官网的常见问题
承保范围、免赔额和折扣可能会影响您的保单成本. Check with your State Farm agent to find out what best fits your needs and budget.
It varies by state. However, if you have a mortgage on your property, 你的贷款人可能会要求你购买人造房屋pp王者电子官网.
Most homeowners policies do not cover a mobile home. Both require different types of coverages.
No, State Farm does not offer flood insurance. Most flood insurance is written through the National Flood Insurance Program (NFIP)由联邦紧急事务管理局（FEMA）管理.
Get a local agent who gets you
附近有一个州立农场代理，随时准备为您提供个性化的服务，以满足您的特定需求.
Additional insurance options
Personal property insurance
Extra coverage for your personal property
Pet insurance
Coverage for your pet
Homeowners insurance
Coverage for your home
Condo insurance
Coverage for your condominium
Renters insurance
Coverage for your stuff as a renter
Rental property insurance
Coverage for your rental property
Simple Insights®
寻求帮助保护您的制造和移动房屋? You’ve come to the right place. Articles from Simple Insights draw on over 100 years of State Farm knowledge.
Manufactured homes: How safe are you?
Buying modern manufactured homes
The lease signing process: What you need to know
Creating a home inventory1 在页面上使用术语“人造房屋”或“移动房屋”是对State Farm提供的人造房屋政策的具体和排他性参考.
2 Ranking and data from S&P全球市场情报，基于截至2021年的直接保费.
4 Replacement cost is not available for all homes. 向你的州立农场代理咨询，了解你的房子是否符合条件. 除房屋出租外，其他物品的重置费用均可支付.
这只是对可用pp王者电子官网范围的一般描述，而不是对合同的陈述. 所有pp王者电子官网均以保单条款和适用背书为准. For further information, talk to your State Farm agent.
State Farm Fire and Casualty Company
State Farm General Insurance Company
Bloomington, IL
State Farm Florida Insurance Company
Tallahassee, FL
State Farm Lloyds
Richardson, TX